Month: August 2026

Why Your Long Term Disability Denial Is Probably an ERISA Case, and Why That Changes Everything

Author: WILLIAM M. ZIMMERMAN

August 26, 2026

You paid into a long term disability policy through work for years. You got sick, you stopped working, you filed a claim, and the insurance company denied it. Their letter says you can appeal within 180 days. Most people treat that appeal as a formality. They write a letter explaining that the denial was unfair, […]

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Injured on a Construction Site in Los Angeles? You May Have Two Claims, Not One

Author: WILLIAM M. ZIMMERMAN

August 12, 2026

You fell from a scaffold, or a load came down on you, or a piece of equipment failed. You filed workers compensation because that is what everyone told you to do. The checks are smaller than your paycheck was, they do not cover what you are going through, and you have been told that is […]

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