Category: Long-Term Disability
Why Your Long Term Disability Denial Is Probably an ERISA Case, and Why That Changes Everything
August 26, 2026
You paid into a long term disability policy through work for years. You got sick, you stopped working, you filed a claim, and the insurance company denied it. Their letter says you can appeal within 180 days. Most people treat that appeal as a formality. They write a letter explaining that the denial was unfair, […]
Read MoreWho pays health insurance while on social security disability?
March 14, 2024
“An estimated 1.3 billion people experience significant disability. This represents 16% of the world’s population or 1 in 6 of us.” – WHO. A serious health condition can force you to leave work for months or even years. While long-term disability insurance helps replace income, a hidden worry can be health insurance. This guide explores […]
Read MoreShould I Hire a Long-Term Disability Attorney?
January 29, 2024
Deciding whether to hire a long-term disability attorney is a significant step for individuals unable to work due to chronic health issues or injuries. The process of filing and being approved for long-term disability benefits can be complex and often overwhelming. Those facing this situation may find themselves grappling with the stringent requirements of insurance […]
Read MoreWhat Happens When an Employee Goes on Long-Term Disability? (2026 Guide)
When an employee goes on long-term disability (LTD), they receive a portion of their income through their employer’s disability insurance plan while they are unable to work due to illness or injury. Typically, LTD benefits replace 50-70% of the employee’s pre-disability salary and can last from two years to age 65 or beyond, depending on […]
Read MoreWhat Medical Conditions Qualify for Long-Term Disability?
Determining eligibility for long-term disability benefits hinges upon a variety of medical conditions that inhibit an individual’s ability to work, typically for an extended period. In general, to qualify for Social Security Disability Insurance (SSDI) benefits, one must have worked in jobs covered by Social Security and possess a medical condition that aligns with the […]
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