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Why Your Long Term Disability Denial Is Probably an ERISA Case, and Why That Changes Everything
August 26, 2026
You paid into a long term disability policy through work for years. You got sick, you stopped working, you filed a claim, and the insurance company denied it. Their letter says you can appeal within 180 days. Most people treat that appeal as a formality. They write a letter explaining that the denial was unfair, […]
Read MoreInjured on a Construction Site in Los Angeles? You May Have Two Claims, Not One
August 12, 2026
You fell from a scaffold, or a load came down on you, or a piece of equipment failed. You filed workers compensation because that is what everyone told you to do. The checks are smaller than your paycheck was, they do not cover what you are going through, and you have been told that is […]
Read MoreSSDI and Medicare: The 24 Month Wait, and How Californians Cover the Gap
July 22, 2026
Being approved for Social Security disability is a relief. Then you read the paperwork more carefully and realize the health coverage you assumed came with it does not start for two years. That gap is real, it catches almost everyone by surprise, and for someone too sick to work it can be the most frightening […]
Read MoreHow a Personal Injury Settlement Can Put Your SSI and Medi-Cal at Risk
July 8, 2026
You were hurt in a car accident. A settlement is coming. After months of medical appointments and missed income, that money finally feels like relief. Then a letter arrives saying your Supplemental Security Income has stopped, and your Medi-Cal along with it. The settlement that was supposed to help just cost you the benefits you […]
Read MoreSSI for Children: How Social Security Decides, and What California Families Should Know
June 24, 2026
Raising a child with a serious medical or developmental condition is exhausting in ways that are hard to explain to anyone who has not done it. The appointments, the paperwork, the fight to get services at school, the income you gave up to be available. Supplemental Security Income can help, and many California families who […]
Read MoreCan You Collect Workers Comp and SSDI at the Same Time in California?
June 10, 2026
You got hurt at work, your workers compensation benefits started, and it is still not enough to cover rent and the medical bills that keep arriving. Someone mentioned Social Security disability. Now you are wondering whether you are even allowed to apply, or whether asking for one benefit puts the other at risk. The short […]
Read MoreCan My Employer Fire Me While I Am On Workers’ Comp?
May 29, 2026
Workers’ compensation claims create a huge amount of uncertainty for injured employees. One of the biggest fears people have after a workplace injury is losing their job while they are trying to recover. Bills continue piling up, medical treatment becomes part of daily life, and many workers begin wondering whether their employer can legally let […]
Read MoreReconsideration vs Hearing: Which Stage Wins More?
April 10, 2026
Most people do not expect a long fight with the Social Security system. It feels like it should be simple. You file, you submit your medical records, and a decision comes back. Unfortunately, what actually happens is different. At Pisegna & Zimmerman Attorneys at Law, people often come to us after their claims are denied […]
Read MoreHow Workers Comp Settlements Work in California
April 9, 2026
Most people do not think about worker’s compensation until they need it. One moment you are working, the next something goes wrong. It might be sudden or build over time. Either way, questions come fast and answers do not always follow. People assume the system is simple. Report the injury, get treatment, and receive benefits. […]
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